How are my investments on Peerberry secured?

There are several security mechanisms in place on the Peerberry platform:

1. As all loans placed on the Peerberry marketplace come with a buyback obligation, your defaulted or late by 60 days or more individual loan will be repaid by the lending company.
2. Pledge - an investor has legal rights to the general proceeds from the lending companies' loan portfolio. The repayments are not tied to any individual loan but rather to the part of the portfolio that the lending company has pledged as collateral.