Regulation
Mintos is a regulated platform under an investment brokerage license Supervised by Latvia's Financial and Capital Market Commission (FCMC).
The regulation gives additional security to investors. Investors’ uninvested funds and investments in the sets of loans (notes) are protected by an investor compensation scheme.
This allows retail investors to receive compensation for 90% of the permanent loss resulting from a failure or fraudulent activities of Mintos up to a limit of €20 000.
Importantly, this does not protect your invested capital from the risk of loans defaulting.
Secondary market
Mintos has a secondary market, where investors can place their investments in Notes for sale to other Mintos investors. This benefits investors in loans with additional liquidity.
Buyback obligation
All loans placed on Mintos marketplace come with a buyback guarantee. A buyback guarantee is a credit enhancement given by the lending company or other entity of a lending company group to the investor for a particular loan. If the loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued interest.
Auto invest
Mintos has an auto Invest feature, that allows you to create automated investment strategies that automatically reinvest the interest earned.
Min 50 EUR investment
You can start investing in Mintos with as little as 50 Euros.
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