Are loan marketplaces scored? Are they included in the Risk Score?

Before a new loan marketplace is added to the scoring, it is carefully evaluated by the Welfio team in terms of credibility and trustworthiness.

This means that only the best loan marketplaces make it to Welfio scoring. Hence, the loan marketplaces as such are not scored.

It is important to note, however, that the security structure that the lending companies have in place on the particular loan marketplace is evaluated as part of the Risk Score.

You can learn about our scoring methodology here.